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Buying Property in Greece in 2026: Costs, Fees, and Step-by-Step Guide
Purchasing a property in Greece is becoming an increasingly popular choice for expats, retirees, and…
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Purchasing a property in Greece is becoming an increasingly popular choice for expats, retirees, and international investors looking for Mediterranean lifestyle, stability, and real estate opportunities. However, to ensure a smooth transaction, it is essential to understand the complete buying process, the additional costs involved, and the legal requirements before making a purchase.
The Property Buying Process in Greece
Buying property in Greece involves several key stages, from property selection to the final notarial deed. While the timeline can vary depending on documentation and responsiveness, knowing each step ensures a smooth and secure transaction.
Step 1: Property Research
At Roula Rouva | Forbes Global Properties, we guide clients at every step, both online and in person. International buyers can explore options through virtual consultations, high-resolution 3D walkthroughs, drone footage, and detailed video tours, allowing them to shortlist properties remotely. Once a shortlist is prepared, we arrange personalized viewings, combining online insights with on-site visits for a seamless experience.
Step 2: Property Viewings
Viewings in Greece are flexible and tailored to the buyer’s needs. We coordinate in-person and virtual tours to provide a thorough understanding of the property and its surroundings. This modern approach ensures clients can confidently evaluate multiple properties efficiently.
Step 3: Proposal and Pre-Contract
Proposal and Pre-Contract: Navigate the offer stage and pre-contract arrangements with confidence. Once a property is selected, your agent negotiates terms with the seller and prepares a Letter of Intent (LOI) or preliminary agreement. This non-binding document outlines the deal structure, protects the buyer’s interest, and allows time for legal due diligence.
Step 4: Legal Due Diligence
A Greek lawyer performs thorough due diligence, including title verification, checking for encumbrances or debts, and liaising with the notary and seller’s legal team. This step ensures the property is legally secure and ready for transfer.
Step 5: Formalities
Once due diligence is complete, several formal steps are required to finalize the purchase:
Get a Taxpayer Number (AFM) – Required for all financial transactions in Greece.
Open a local bank account – Necessary for payments and transaction processing.
Conclude a purchase and sale agreement with the seller and pay for the property.
Obtain the ownership certificate at the Land Registry – Confirms your legal ownership.
Greece allows international buyers to complete the entire process remotely. You can proceed directly or appoint a Power of Attorney (PoA) to handle the transaction through your lawyer.
Step 6: Closing – Final Mile
The final stage ensures a hassle-free and secure closing:
Notary and Lawyer: The Notary Public, together with your lawyer, prepares the Sales Contract, collects documentation, and executes the transaction.
Remote Signing: You can authorize a proxy to sign the contract, eliminating the need for physical presence.
Hassle-Free Closing: Roula Rouva | Forbes Global Properties manages all tasks, document collection, and coordination with all parties, providing real-time updates for a fast, risk-free closing.
Costs and Fees When Buying Property in Greece
It’s important to account for additional costs beyond the property price. These include notary fees, registration taxes, legal fees, and agent fees. Depending on location and service providers, total extra charges usually range between 9–10% of the property price.
Notary Fees
Notaries handle contract preparation, document verification, and registration with the Land Registry. Fees depend on the complexity of the property and its location.
Registration Fees
The Land Registry charges a fee for registering ownership and confirming the transfer of property rights.
Property Transfer Tax
Newly constructed properties are subject to value-added tax, while other properties carry a property transfer tax along with a municipal component.
Legal Fees
Lawyers provide essential services, including reviewing property titles, preparing contracts, performing due diligence, and coordinating with notaries and sellers. Fees vary depending on the scope of work and property type.
Real Estate Agent Fees
Real estate agents assist in property selection, negotiations, and finalizing the purchase.
Additional Professional Costs
Optional services, such as property surveys or inspections, can be arranged to provide a detailed evaluation of the property. Costs depend on the size, location, and complexity of the property.
Summary
When buying property in Greece, buyers should budget for:
Agent fees
Notary fees
Lawyer fees
Public registration fees are 0.5% plus VAT
Total: between 9-10% on top of purchase price
Golden Visa Benefits for International Buyers
Non-EU buyers may be eligible for the Greek Golden Visa Program, which offers:
Residency permits for the buyer and family members
Visa-free travel within the Schengen Area
Long-term security and lifestyle benefits
Owning property in Greece through this program provides both a strategic investment and a gateway to Europe.
Leran more here
Connect with Our Experts for Your Greece InvestmentWith the support of our professional team at Roula Rouva | Forbes Global Properties, the process—from property research and viewings to legal due diligence and final registration—is straightforward, safe, and modern. Greece offers prime locations, strong legal protections, and a premium lifestyle, making it a top choice for expats, retirees, and international investors. Schedule a consultation with our expert team to discover the perfect property for your lifestyle and investment goals in Greece.
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Relocating to Greece: Why Greece Is the #1 Choice for Retirees in 2026
Relocation to Greece is rapidly becoming one of the most searched lifestyle decisions among expats…
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Relocation to Greece is rapidly becoming one of the most searched lifestyle decisions among expats from the USA, Canada, the UK, and Europe. In 2025–2026, Greece is widely recognized as the number one country to retire in Europe, combining quality of life, safety, affordability, and strong real estate opportunities.
For many international buyers and retirees, moving to Greece is no longer just a dream — it’s a strategic lifestyle and investment choice.
Why Expats Are Relocating to GreeceGreece offers far more than beautiful landscapes. It delivers a complete, safe, and future-proof lifestyle for expats, retirees, and international families — supported by global recognition and practical living advantages.
🏆 #1 Best Country to Retire (2026)🏆 #1 Best Tourism Destination (2025)🏆 #2 Best Cuisine in the World (2025–2026)🏆 Top 3 Strongest Passports Worldwide (2026)🏆 #2 Preferred Global Holiday Destination (2025)
These rankings reflect exactly what matters to people planning relocation to Greece: safety, healthcare, lifestyle quality, and long-term stability.
✔ International & Private SchoolsGreece has a strong network of international and private schools, especially in Athens, Thessaloniki, and key island regions. Families can choose from British, American, IB, and European curricula, making Greece an excellent choice for expats relocating with children.
✔ Free & Private Healthcare SystemGreece offers both public (free) and private healthcare. The private sector provides modern clinics, short waiting times, and English-speaking doctors — at significantly lower costs than the USA and Northern Europe.
✔ Safety & StabilityGreece is widely regarded as one of the safest countries in Europe. It has low violent crime rates and a strong community culture, making it ideal for retirees, families, and solo expats.
✔ English-Speaking EnvironmentEnglish is spoken by the majority of people in cities, tourist areas, and professional services. Expats can live comfortably in Greece without facing major language barriers.
✔ High Quality of LifeWith a Mediterranean climate, outdoor living, fresh food, and a relaxed pace of life, Greece offers one of the healthiest and most enjoyable lifestyles in Europe.
Invest in Greece 2026 | Prime Locations for Luxury & LifestyleDiscover why Greece is the top destination for luxury living and smart property investment in 2026. From the stunning islands to vibrant cities, explore the prime locations where lifestyle meets opportunity. Watch the full video to see the best areas to invest and how to secure your Golden Visa today!
https://www.youtube.com/watch?v=N5YXco8lVMA
Living in Greece as an Expat or RetireeOne of the top concerns for anyone planning retirement in Greece is healthcare. Greece offers excellent medical services with modern clinics and highly trained doctors.
✔ Private hospitals with English-speaking staff✔ Short waiting times✔ Affordable healthcare compared to the USA✔ Strong emergency and specialist care in major cities and islands
This makes Greece a safe and reliable option for expats and retirees relocating from the USA.
Real Estate & Financial SecurityRelocation is also about protecting your assets. Greece offers strong opportunities for real estate investment for expats and retirees.
• Lower property prices than France, Italy, or Spain• Strong demand for coastal and lifestyle properties• Long-term capital growth in prime areas• Legal protection for foreign buyers
From Athens to Corfu, Paxos, Crete, and the Cyclades, international clients are not just buying homes — they are investing in security and future value.
Residency Options for Expats and RetireesGreece offers clear legal pathways for relocation and retirement residency:
✔ Greek Golden Visa (Residency by Investment)Obtain a Greek residence permit by investing in real estate and enjoy visa-free travel across the Schengen Zone.
✔ Financially Independent Person (FIP) VisaIdeal for retirees with stable income who want to relocate to Greece without working locally.
✔ Digital Nomad Residence PermitDesigned for remote workers and freelancers who earn income abroad and want to live in Greece legally.
✔ Long-Term Residence Permits for Lifestyle RelocationFor families and individuals planning permanent or semi-permanent relocation to Greece.
Who Is Moving to Greece Today?We see increasing interest from:
• Retirees from the USA & Canada• European and UK expats• High-net-worth lifestyle buyers• International families seeking stability
They choose Greece not just for the scenery — but for peace of mind, simplicity, and long-term security.
Relocate With ConfidenceMoving abroad is a major life decision. It requires trusted advisors who understand both real estate and relocation.
At Roula Rouva | Forbes Global Properties, we combine local expertise with international reach, supporting expats relocating to Greece through:
✔ Property selection✔ Legal & technical due diligence✔ Residency and relocation planning✔ Long-term investment strategy
Considering Relocation to Greece?If you’re exploring Greece as your next chapter — for retirement, lifestyle, or long-term investment — we’re here to guide you every step of the way.Contact Us
Rafali Corfu Development Project: Redefining Modern
Rafali Development Project – Agios Georgios, North Corfu In the tranquil embrace of Agios…
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Rafali Development Project – Agios Georgios, North Corfu
In the tranquil embrace of Agios Georgios North, Corfu, a new benchmark of modern living is taking shape. Rafali is more than a development project — it is a curated experience, where architectural excellence meets the island's timeless beauty.
Comprising five thoughtfully designed villas, Rafali represents a rare opportunity to own a piece of Corfu'sfuture, without compromising its soul. Every element has been meticulously considered to elevate daily living into an art form — blending comfort, style, and connection with nature.
https://www.youtube.com/watch?v=g59mzaJqvKw
International Acclaim
Rafali has already garnered prestigious global recognition, earning two 5-Star Awards at the InternationalProperty Awards:
Best Architecture Multiple Residence Greece
Best Residential Development (2–9 Units) Greece
These accolades underscore Rafali’s commitment to excellence, affirming its status among the mostdistinguished residential developments in Greece today.
A Lifestyle Investment
More than a home, Rafali is an invitation to a lifestyle of natural beauty and modern sophistication. Ideally located just 35 kilometers from Corfu Town and 31 kilometers from the airport, Rafali offers sweeping vistas of Agios Georgios Bay — a setting renowned for its turquoise waters, golden sunsets, and vibrantnatural landscapes. Residents are not merely purchasing property; they are investing in an elevated way of life.
A Rare Opportunity in Corfu
Newly built luxury properties in Corfu are exceptionally scarce — making Rafali a rare and valuable opportunity. This exclusive development offers a limited number of newly constructed villas, each crafted by renowned architects and designers who have seamlessly blended modern aesthetics with the island’s timeless charm.
Strategically positioned in a prime location, Rafali presents strong investment fundamentals: high demand for short-term rentals, exceptional capital appreciation potential, and sweeping views that define prestige. Thanks to Greece’s investor-friendly regulations, properties can be resold immediately upon project completion, offering flexibility and the potential for rapid returns.
Whether as a holiday home, an income-generating asset, or a long-term investment, Rafali delivers a combination of architectural distinction, market advantage, and enduring value.
https://www.youtube.com/watch?v=_29wER3jWgA&list=PLMh9cCfuJxDpFKKP9FwUXe3y-oidyZEpn&index=27
Your Vision for the Future
Rafali is crafted for discerning buyers who seek more than just a home — they seek a statement. This exceptional development is a celebration of Corfu’s timeless beauty, thoughtfully combined with the modern luxuries and conveniences expected of a world-class residence.
For those drawn to the idea of owning a home that captures the island’s authentic spirit while embracing the future of refined living, Rafali represents a rare, once-in-a-lifetime opportunity.
Contact ustoday to discover more about this extraordinary development — and secure your place in the next chapter of Corfu’s legacy.Contact us
Premium Living: Elounda Hills in Crete Island – Greece
Where the Minotaur trod, an eco-development rises Places are nowhere without a narrative. We…
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Where the Minotaur trod, an eco-development rises
Places are nowhere without a narrative. We are drawn to locations not just for their beauty, but for the stories they tell—their history, culture, and spirit we long to absorb into our own lives. This is more true than around the Mediterranean, cradle of Western civilization. Even the most Relaxed sun-seeker feels the pull of history here, where basking under the Greek sun offers more than a tan, but a chance to live among the legends. And among all Mediterranean destinations, few places offer a richer narrative than Crete.
https://www.youtube.com/watch?v=GBL0y8u7x_A
Elounda Hills: A New Chapter for Crete
Elounda Hills Highlights:
Greece’s largest privately managed marina (opening 2026, with 64 berths for superyachts)
A new airport, just 20 minutes away, offering private jet access
Hillside homes cascading toward the sea in six thoughtfully designed clusters
Fully furnished Ralph Lauren branded residences
Nine world-class restaurants, boutique retail, a spa and wellness village, beach clubs, botanical gardens, helipad, and a Greek-style amphitheater
A five-star hotel by 1 Hotels at the heart of the resort
Exceptional Ownership PrivilegesOwning a villa at Elounda Hills offers much more than a beautiful home. It grants access to exclusive benefits, including:
12 months of complimentary property management by 1 Hotels
Special discounts at in-resort restaurants and services
Preferential rates at 1 Hotels properties worldwide
“AT ELOUNDA HILLS, PURCHASERS AREN’T JUST ACQUIRING PROPERTY—THEY ARE INVESTINGIN A LIFESTYLE AND A SUSTAINABLE FUTURE. IT’S A PERMANENT ECOSYSTEM, DESIGNED TO PROTECT AND ELEVATE THE WAY WE LIVE.”
A Commitment to Sustainability
What truly distinguishes Elounda Hills is its unwavering commitment to sustainability. This is not just anadded value—it is embedded in the very foundation of the project.
Through a partnership with 1 Hotels, renowned for their eco-conscious philosophy, Elounda Hills is designed and operated according to the highest environmental standards, ensuring LEED- or BREEAM-certified excellence. From nature-inspired architecture to future-proofed infrastructure, every detail has been thoughtfully considered to create a lasting, thriving ecosystem for generations to come.
Begin Your Story at Elounda Hills
In a land shaped by legends, Elounda Hills offers the chance to start your own chapter. A story not of ancient battles or mythological beasts—but of harmony, beauty, and a better way of living.If you’re ready to explore the opportunities waiting for you at Elounda Hills, or have any questions, we invite you to contact us today.
Own a piece of paradise—and a legacy that will last.
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